Most families are aware that the Affordable Care Act (ACA, also commonly known as Obamacare) is changing health insurance and health insurance benefits for all Americans. Many parents are unaware, however, that there are significant changes to children’s dental coverage as a result of the ACA. As described by the American Dental Association, the ACA requires that the new health insurance exchanges offer dental plans for your children. Although the new act does not require dental coverage for adults, most state marketplaces will also offer dental coverage for adults. Visit HealthCare.gov to find out what plans you can purchase to help you with the cost of going to the dentist.
It can be difficult to find information about the ACA that is presented in relatively simple terms. A recent article uses easily understood language to discuss many of the ACA dental coverage issues that interest parents. Among the questions addressed are:
- Why do the ACA dental coverage requirements apply only to children?
- How can you get pediatric dental coverage for your children under the ACA?
- How do you know which plan is appropriate for your family?
- Why should you buy dental insurance if you don’t have to?
- Is dental insurance more affordable through the marketplace?
If you have specific questions about the Affordable Care Act as it relates to dental coverage for your family, please call our office.